sábado, mayo 4, 2024

inclusión financiera

por Hideo Nakamura
financial inclusion

Inclusión financiera

Financial inclusion is the provision of financial services to those who are typically excluded from using them. This includes people living in poverty, unbanked individuals and small businesses, as well as other vulnerable populations such as women, refugees and migrants. The goal of financial inclusion is to enable access to basic banking services for all members of society regardless of their income level or social status.

Cryptocurrency offers an opportunity for greater financial inclusion by providing a low-cost alternative means for accessing funds that can be used both domestically and internationally with no need for traditional bank accounts or expensive transaction fees. Cryptocurrencies offer peer-to-peer transactions that are secure, transparent, fast and cost effective compared with traditional payment methods like cash or credit cards which often require costly infrastructure investments due to lack of trust between users across different countries/regions. Furthermore cryptocurrencies open up new opportunities in areas where traditional banks may not be able give loans due to high risk involved – thus allowing more people access much needed capital they otherwise would not have been able get through conventional channels.

Additionally cryptocurrency has potential applications beyond just payments – it could provide an efficient way transferring value between family members around the world without incurring hefty international transfer fees; this could make remittances easier than ever before while also promoting economic growth among communities disconnected from global markets because they lack access to conventional banking systems.

As a result there’s tremendous potential when it comes creating products & services utilizing blockchain technology& cryptocurrencies which will help bridge gaps within our current global economy helping create better lives worldwide while increasing overall efficiency & transparency throughout our entire system .

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